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Items needed for your loan application

ItemBring These

Names and addresses of all employer(s) in last 2 years

  • 1 months current paystubs
  • Last 2 years W-2s
  • Last 2 years tax returns

Home address(es) of applicant(s) over last two years

  • Names and addresses of landlord(s), if applicable

Information on home being purchased (or refinanced)

  • Copy of sales contract on new home
  • Descriptive information on home (Listing info)
  • Survey (if available)

If purchasers have another house to sell (Which is to be or has been sold)

  • Copy of sales contract on that home
  • Estimate of net proceeds from that sale
  • If property has settled, copy of settlement sheet

Checking, savings, credit union accounts

  • Name of Institution, address, account number
  • Last 3 bank statements (settlements)
  • Approximate balance

Description of other assets and estimate of worth

  • Automobiles
  • Cash value of life insurance
  • Vested interest in pension funds
  • Stocks, bonds, 401k, mortgages owned, etc.
  • Other real or personal property

Credit cards, other debts

  • Name of institution(s) and address(es)
  • Type of debt
  • Account number(s), approximate balance(s), minimum monthly payment(s)

If income other than salary is used to qualify

  • Current leases on investment properties
  • Evidence of retirement pay
  • Evidence to support receipt of child support or alimony
APPLICANT WILL ALSO NEED CHECK FOR CREDIT REPORT AND APPRAISAL

For FHA loans

  • Copy of original Social Security card

For VA loans

  • DD214 for Veteran
  • Transfer orders (and off-base housing letter, if not in military District of Washington)
  • Recent leave and earnings statement
  • Certificate of eligibility
  • Statement of service

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